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Question of the Week : So, what is your biggest money mistake?

Every week the ObscureInternet Forum ponders a Question of the Week, this week it is So, what is your biggest money mistake?


Not getting a student loan.

I've never had a student loan which means I have no debt. This however with hindsight was a stupid mistake. The interest on a student loan is about 2%. For the 4 years I was a student I could have had a student loan in a high interest savings account paying ~5%. I could have left this in for 4 years, paid off the whole some when I finished and pocketed the 3% interest on £12000 over 4 years.
I'd have made loads of money for free without any hassle.
I didn't and I've regretted it for years

Mamma Jamma

Getting a credit card in order to up my credit rating, the idea was to only spend around £20-£40 a month. It's now nearly maxed out and the money I pay off it every month could indeed be best spent elsewhere! Hey ho you live you learn.


By far and away was not getting a £90k house 7 years ago, it would of been a struggle at the time, but today it is on the market for £270k.

The £3k I've chucked at the pile of shit car pales into insignificance compared to the £180k I missed out on because I was nervous of comitting anouther £300 a month on the morgage.


Being a spend thrift when i was younger. Im now stuck with a stupidly sized loan which east away most of my wage for the next 3 years.


Approximately £40.

I applied for a passport online in about 2004, paid the fees using my card. They sent the forms to me. I lost the form.

In September 2006, after applying, using fresh forms via the post office, I got a passport, paying for it again.

A few months later, I find the original forms, and a few weeks later, recieve a letter saying that the 2004 forms are now useless, and I was entitled to a refund if I send the old 2004 form back.

I lose the form, the letter, and the reply address. Fuck.


Nothing major here, possibly selling my 42" plasma TV to my sister for £150 because I was in a good mood. I mean, what was I thinking!!

If you liked this why not join the Question of the Week in the ObscureInternet forum and answer this weeks question?

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J.A. Laraque

J.A. Laraque is a freelance writer and novelist. His passion for writing mixed with a comedic style and intelligent commentary has brought him success in his various endeavors. Whatever the subject, J.A. has an opinion on it and will present it in writing with an insight and flair that is both refreshing and informative.

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